![]() The next thing you need is a China bank account, which will then provide you with a China debit card. This means that you can’t just ask someone to buy a SIM card for you on your behalf. To buy a SIM card in China, you’ll be asked for your passport to verify your identity as well as a headshot to be taken for facial recognition. This will require you being physically present in China and purchasing a local SIM card. To set up WeChat Pay and AliPay, you need a WeChat/AliPay account, your passport, a Chinese bank debit card and a China phone number linked with the bank card. Step-by-step guide to setting up WeChat Pay and AliPay Please be careful when doing this and don’t fall prey to scams!Ĭonversely, you cannot withdraw money from your WeChat or AliPay wallet unless you send the funds via an “angpow” to a Chinese person and have the person return the money to you. The supplier will then transfer RMB to your e-wallet. All you have to do is to transfer funds to the supplier via PayNow and send them your WeChat or AliPay QR code. Some websites, as well as enterprising Chinese nationals on Carousell, offer services to assist people to top up their e-wallet via “angpows”. However, there are ways around this if you really need funds in your WeChat or AliPay wallet for an upcoming trip to China. You will need your Chinese bank card in order to transfer funds to the “wallet” in your apps. There’s currently no way to use WeChat Pay and AliPay without a Chinese bank account (which requires a valid Chinese visa) and a Chinese bank card. Setting Up WeChat Pay and AliPay without a Chinese bank card Is it possible to set up WeChat Pay when you’re based in Singapore? Let’s find out more in the next section. A vegetable stall owner at the wet market grunted at me in Shenzhen when I handed him a $20 note. Some merchants or taxi drivers might even show their displeasure at your cash. You can still get by with cash, but you will have to withstand looking like a total noob who takes out a wallet instead of a phone when paying. Merchants don’t prefer to transact in cash as everything is paid digitally these days – Taxis, eateries, convenience stores, street vendors, shopping malls, and even at the wet market! If you have recently travelled to China, you would understand how handicapped it is to be there without WeChat Pay or AliPay. ![]() How to use WeChat Pay and AliPay as a Singaporean in China
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